PFT: 49ers' Jacobs injures knee? |? James hurt, too

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NFL coaches can be big jerks.? Sean Payton is an NFL coach.? Thus, Sean Payton can be a big jerk.

That pretty much summarizes the latest Outside The Lines report regarding the Saints, from ESPN?s John Barr.

We?ve heard the stories over the years.? Payton can be arrogant and vindictive and mean spirited when dealing with the media.? And, yes, he has done some things that are over the top ? as his one-year suspension confirms.

So have other coaches.

It doesn?t make it right.? But it goes with the territory.? And it flows from the physical, rough-and-tumble nature of the sport.

?He wanted every player on the team to have swag,? former Saints defensive end Charles Grant said of Payton.? ?Even if you was in the front office, he wanted you to have swag.?

The Saints have dealt with a series of problems in recent years, many of which flow from the fact that former employees (who possibly didn?t have enough ?swag?) are sufficiently unhappy with the team to file lawsuits and talk to reporters and, in the case of the bounty investigation, blow the whistle to the league.? This means that, at one or more levels, the Saints have a chronic people problem that they need to solve.

The Saints also made the poor decision (and they?ll surely admit it in hindsight) to associate with Mike Ornstein, who as we?ve been told even had a locker at the team?s facility.? ?We were trying to get rid of him,? an unnamed league official told Barr regarding Ornstein, ?because frankly he?s a cancer.?

If the league office had been trying to get rid of Ornstein, they didn?t do a good enough job of it.? And the common theory in league circles is that, if/when Ornstein becomes sufficiently disgruntled with the league office, he could bring others down with him.

During the report, Barr explained that he received a ?threatening phone call from an anonymous caller wondering why were were out to dig up information about the Saints.?? Bensel said it was later determined that the call came from team spokesman Greg Bensel?s cell phone.? Bensel denied to Barr that Bensel made the call, and Bensel didn?t say who had.

Of course, Barr didn?t mention ? at all ? his apparent swing and a miss regarding the report that G.M. Mickey Loomis had the ability in 2002 to eavesdrop on opposing coaches.? It?s possible that the ?threatening phone call? came at or about the time Barr dropped that misplaced bombshell, and it?s believed within the Saints organization (we?re told) that the Loomis story was all Barr could find after being sent to New Orleans to somehow, some way advance the ball on a bounty story that had percolated for two years, right under the noses of ESPN?s journalistic army.

Barr also didn?t say how the call was ?threatening.?? What was the specific threat?? No more access for ESPN?? Physical violence?? Possible dumping into a cold tub?

It?s almost as if the reporting has become personal.? That ESPN is playing the ?don?t mess with the guy who buys his ink by the truckload? card.

Yes, that?s a real dynamic in the media.? And it?s important for media outlets to try to strike the right balance between editorial decisions based on whether the story is truly newsworthy or whether, as in this case, ESPN simply wanted to give the Saints a taste of their own medicine.

Source: http://profootballtalk.nbcsports.com/2012/08/18/49ers-believe-jacobs-will-return-this-season/related/

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The Legal Method Followed For Private Injury Insurance coverage ...

A lot of instances, we attempt to come to a settlement for compensation for a Individual injury with the Insurance coverage firm but are unable to. With time, the Insurance coverage businesses have been noticed to take a extremely aggressive Procedure to settle the Private injury claims. There are Numerous such firms that supply comparatively lesser Insurance coverage claim quantity even if the Private injury suffered is really grave. There are A lot of such Instances As soon as the Insurance coverage organization will negotiate with you to uncover out about you, your attorney as properly as your medical professional. Once the lawsuit is filed, the deadlines and trial dates will be set. This will induce the Insurance coverage organization to attempt and settle the situation.

A lawsuit can be begun only As soon as the respective papers are filed in the court and the fee paid. You will personally need to hand in a copy of the papers with the complaint against the Insurance coverage firm. Do not wait to employ your personal injury attorney till the final moment. There are Numerous personal injury attorneys who will refuse to take up any situation exactly where they really feel the time is insufficient to effectively investigate about the situation, uncover the defendant as effectively as file the suit. You are offered a fixed time limit to settle the matter and serve the defendant business personally.

When the defendant is served, the two parties will take part in a Method in which they seek data from every single other with regards to the situation. This Approach is identified as discovery. Each the parties will be permitted to personally investigate the evidence as nicely witnesses they wish to use. This Approach even makes it possible for the two parties to send as effectively as answer written concerns. They might request for essential documents or such supplies that have any connection to the situation. The lawyer of the Insurance coverage firm has permission to go by means of the health-related records of your Individual injury, your perform background and your economic statements.

In situation of a lawsuit that requires claims for your Individual injuries, the lawyer of your Insurance coverage firm might be provided the appropriate to have their personal physician examine you. As a result, in this discovery phase, you may possibly be essential to present your self prior to a health-related examiner or a psychological evaluator. The time of completion of the discovery Procedure could take months or even years, based on which nation you are in. Following this Approach, Each the sides will attempt and go in for settlement discussions. They could even go in for mediation in which a retired judge or a properly-knowledgeable lawyer will supervise their settlement. Mediation is a voluntary Process.

In situation there is no settlement concerning the personal injury claim, till the end of the discovery Method, then the situation proceeds to trial. Each the parties will have the solution no matter whether they want to attempt the situation ahead of a judge or a jury. Any one particular side that requests for a jury, have to file a jury demand in court and spend the fee for the very same

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Source: http://personalinjuryclaims1.co.uk/the-legal-method-followed-for-private-injury-insurance-coverage-claim-situations/

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C-Suite Slipping on Information Security, Study Finds ? FISMA Focus

While computer hackers and data thieves are always improving, developing ever-more sophisticated ways to breach corporate security systems, businesses have been falling behind in the measures they?re taking to protect themselves, a PricewaterhouseCoopers report released Wednesday asserts. C-suite executives, the survey says, aren?t taking enough personal responsibility for mitigating organizational risk.

?Companies that are good at managing information security risks typically assign responsibility for their security regimes at the highest levels of the organization,? the report states.

But many executives, CFOs included, are not as involved as they should be. Researchers from PwC?s U.S. Assurance practice found that only 39% of 10,000 executives surveyed last year (as opposed to 52% in 2009) said they reviewed their security policies annually. That means that many businesses are running the risk of being outsmarted by inventive hackers, who are reviewing their strategies every day.

Perhaps not surprisingly, in a 2011 study of 583 businesses the Ponemon Institute, which specializes in gathering and analyzing information security data, found that 44% viewed their IT infrastructure as ?relatively insecure.?

The top of the organization sets the tone about the importance of protecting customer data, says PwC partner Jason Pett, who co-authored the report. ?Security is not just an IT risk, it?s a business risk,? he says. ?As CFO, your responsibility is to understand the business risks and how the organization is set up to mitigate those risks.?

Scott Travasos, CFO of Blue Shield of California Foundation, agrees that the management of information security, while still very much in the hands of the IT staff, has moved into the realm of the CFO, who must accept the role of enforcer when it comes to compliance and risk management.

?Gone are the days when all a CFO had to do was manage the P&L,? he says. ?Today it?s about much more, and information security, and its potential effects on the organization, is near the top of what?s critical.?

Security breaches, and the fines, court costs, and reputational damage they generate, can be incredibly costly. When Sony?s PlayStation Network famously was hacked in 2011, the company spent more than $171 million cleaning up the mess, and analysts predict the total could end up in the billions after calculating lost business, and the cost of the investigations, make-goods, and the additional security investments the hack inspired.

Businesses are also starting to face increased pressure from government to keep personally identifiable information secure or face hefty fines. According to the PwC report, at least 50 governing bodies worldwide have enacted data privacy laws designed to hold businesses accountable for data loss and exposure. Fines for a single breach can run to $15 million.

Managing that risk is part of the CFO?s fiduciary responsibility, Pett points out, and not only is managing it important to the organization?s future financial health, it?s also important to the individual CFO?s personal job health.? When those fines and penalties are levied, it will be the CFO who?ll be on the firing line.

Travasos says he expects to see increased collaboration between CIOs and CFOs over the next several years as more traditional IT moves to the cloud.

?Too often, I have seen IT and finance running on separate tracks,? he says. ?I don?t think they will continue to run parallel in the future.?

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As companies adopt Bring-Your-Own-Device (BYOD) policies, the risks of hacking and theft increase. Just about every company (90%) surveyed by PwC reported having experienced at least one computer breach or theft in the previous 12 months.? Citing research from the Ponemon Institute, PwC reported that 28% of digital security breaches can be tracked to the mobile workforce.

?With mobile technology and cloud storage expanding, the risk is only going to increase over time,? says Pett. ?If CFOs haven?t started to pay attention, now?s the time to do it.?

Source: http://www.thecre.com/fisma/?p=2715

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Common parasite may trigger suicide attempts: Inflammation from T. gondii produces brain-damaging metabolites

ScienceDaily (Aug. 16, 2012) ? A parasite thought to be harmless and found in many people may actually be causing subtle changes in the brain, leading to suicide attempts.

New research appearing in the August issue of The Journal of Clinical Psychiatry adds to the growing work linking an infection caused by the Toxoplasma gondii parasite to suicide attempts. Michigan State University's Lena Brundin was one of the lead researchers on the team.

About 10-20 percent of people in the United States have Toxoplasma gondii, or T. gondii, in their bodies, but in most it was thought to lie dormant, said Brundin, an associate professor of experimental psychiatry in MSU's College of Human Medicine. In fact, it appears the parasite can cause inflammation over time, which produces harmful metabolites that can damage brain cells.

"Previous research has found signs of inflammation in the brains of suicide victims and people battling depression, and there also are previous reports linking Toxoplasma gondii to suicide attempts," she said. "In our study we found that if you are positive for the parasite, you are seven times more likely to attempt suicide."

The work by Brundin and colleagues is the first to measure scores on a suicide assessment scale from people infected with the parasite, some of whom had attempted suicide.

The results found those infected with T. gondii scored significantly higher on the scale, indicative of a more severe disease and greater risk for future suicide attempts. However, Brundin stresses the majority of those infected with the parasite will not attempt suicide: "Some individuals may for some reason be more susceptible to develop symptoms," she said.

"Suicide is major health problem," said Brundin, noting the 36,909 deaths in 2009 in America, or one every 14 minutes. "It is estimated 90 percent of people who attempt suicide have a diagnosed psychiatric disorder. If we could identify those people infected with this parasite, it could help us predict who is at a higher risk."

T. gondii is a parasite found in cells that reproduces in its primary host, any member of the cat family. It is transmitted to humans primarily through ingesting water and food contaminated with the eggs of the parasite, or, since the parasite can be present in other mammals as well, through consuming undercooked raw meat or food.

Brundin has been looking at the link between depression and inflammation in the brain for a decade, beginning with work she did on Parkinson's disease. Typically, a class of antidepressants called selective serotonin re-uptake inhibitors, or SSRIs, have been the preferred treatment for depression. SSRIs are believed to increase the level of a neurotransmitter called serotonin but are effective in only about half of depressed patients.

Brundin's research indicates a reduction in the brain's serotonin might be a symptom rather than the root cause of depression. Inflammation, possibly from an infection or a parasite, likely causes changes in the brain's chemistry, leading to depression and, in some cases, thoughts of suicide, she said.

"I think it's very positive that we are finding biological changes in suicidal patients," she said. "It means we can develop new treatments to prevent suicides, and patients can feel hope that maybe we can help them.

"It's a great opportunity to develop new treatments tailored at specific biological mechanisms."

Brundin and co-senior investigator Teodor Postolache of the University of Maryland led the research team. Funding for the project came from several sources, most notably the Swedish Research Council and American Foundation for Suicide Prevention.

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The above story is reprinted from materials provided by Michigan State University.

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Journal Reference:

1. Yuanfen Zhang, Lil Tr?skman-Bendz, Shorena Janelidze, Patricia Langenberg, Ahmed Saleh, Niel Constantine, Olaoluwa Okusaga, Cecilie Bay-Richter, Lena Brundin, Teodor T. Postolache. Toxoplasma gondiiImmunoglobulin G Antibodies and Nonfatal Suicidal Self-Directed Violence. The Journal of Clinical Psychiatry, 2012; DOI: 10.4088/JCP.11m07532

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/strange_science/~3/Ye2mIZPEL3Y/120816170400.htm

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Warning issued over credit card debts | Latest UK Debt News ...

by News Team on August 16th, 2012

Consumers who are not even in employment could be lured into a deep pit of credit card debt by increasingly lax lending strategies, price comparison site Confused has warned.

The portal has studied the minimum income requirements to get a card and discovered that this has fallen on average since last year, from ?9,718 to ?9,035.

Furthermore, the number of lenders prepared to offer cards to the unemployed has jumped by 26 per cent from 17 to 23, while more products are available for those with flawed credit histories.

Not only is it easier for those on low incomes or out of work to get cards, but when they do they will face higher average interest charges and fees.

The representative annual purchase rate has increased from 18.5 per cent last year to 20.5 per cent, while the typical balance transfer fee is up from 2.27 per cent to 2.81 per cent.

Head of credit cards at Confused Nerys Lewis said: "As credit card providers make more cards available to more people, we are warning consumers of the dangers of debt as it appears to be increasingly easy to obtain yet more expensive to get rid of."

Some consumers may have learned the hard way of the dangers of piling up credit card debt and now owe large amounts of money.

In such a situation, good advice will be needed to help people to deal with creditors who might be unsympathetic to their plight.

Despite the increasing availability of credit cards, recent data has not indicated any large increase in this form of borrowing.

Finance and Leasing Association figures for the second quarter of 2012 revealed overall lending by its members was seven per cent higher in the period than in the equivalent part of 2011, but the value of credit card borrowing and personal loans was only up by one per cent.

Posted by Paul Thacker

By News Team and is filed under Debt Management.
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Source: http://www.cleardebt.co.uk/news/warning-issued-over-credit-card2_23462.php

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Beginning some sort of Teaching Enterprise: Using a Powerful ...

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